Business
Business Owners Policy & Professional Liability
Protect your business and property from the unexpected.
Built around how your business actually operates
General liability and professional liability are designed to protect business owners and operators from a wide variety of liability exposures. A&F Insurance Group, Inc. is a full service agency: Sales, Service and Claims.
Exposures we protect against
- Accidents and premises liability
- Negligence claims
- Faulty materials or products sold
- Completed operations
- Contractual liability
Premium financing is available
Flexible payment options for your commercial policies. Companies rated by A.M. Best.

What shapes your premium
Your premium is based on:
- Classification & type of business
- Product or service offered
- Years in business
- Revenues and payroll
- Existing coverage
- Claim history
