Business

Business Owners Policy & Professional Liability

Protect your business and property from the unexpected.

Built around how your business actually operates

General liability and professional liability are designed to protect business owners and operators from a wide variety of liability exposures. A&F Insurance Group, Inc. is a full service agency: Sales, Service and Claims.

Exposures we protect against

  • Accidents and premises liability
  • Negligence claims
  • Faulty materials or products sold
  • Completed operations
  • Contractual liability

Premium financing is available

Flexible payment options for your commercial policies. Companies rated by A.M. Best.

Modern Florida commercial building with palm tree

What shapes your premium

Your premium is based on:

  • Classification & type of business
  • Product or service offered
  • Years in business
  • Revenues and payroll
  • Existing coverage
  • Claim history